Western Financial Planning Ltd
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Why choose an Independent Adviser?

Being independent means that we are not tied to any one Company and therefore the advice we provide is totally unbiased. Only after discussing your objectives will we research the appropriate area’s on your behalf to enable us to make appropriate recommendations.

These are the areas of your financial planning that we will be able to help you with:

Financial Planning
Creating a financial plan to suit you, your dependents and wider family both for now and for the future.

Reviewing your Position
It is important to review whether you are on track to achieve your financial goals on a regular basis, we look to achieve this through regular ongoing contact with our clients.

Preparing for the unexpected.
We do not just consider your current position. Where our remit allows we will endeavour to cover all of the, what if scenarios that can occur through life, and consider their effect on your goals and aspirations.

Creating a Clear Plan
We can achieve this by listening, understanding and using our financial expertise along with state of the art financial planning software.

Should there be a need these are some of the other areas that we can help in :

Reviewing existing policies, assets & Investments – Utilising your capital & surplus income, in a tax efficient manner.

Independent investment advice, including the recommending of suitable external discretionary fund managers if appropriate. Investment Portfolio Planning that may include Investment Bonds both Onshore and Offshore, Unit trusts, individual savings accounts (ISA) and OEICs ISA transfers. Inheritance tax & capital gains tax planning and mitigation strategies, Trust Planning & Probate advice.

Pensions - Planning your retirement and the level of income required.

  • New or existing pension plan.
  • Retirement options such as annuities
  • Stakeholder pensions
  • Executive pension plans
  • Self invested personal pensions
  • Small self administered schemes

Investments – Making best use of your capital & surplus income.

  • Independent investment advice
  • Investment bonds
  • Unit trusts, individual savings accounts (ISA) and OEICs
  • ISA transfers
  • Inheritance & capital gains tax*

Corporate Planning – Providing the right strategies for your business.

  • Death In Service
  • Company & Director’s Pensions
  • Income protection insurance
  • Employee Benefits Packages
  • Key Man & Director Protection
  • Succession Planning including Shareholder Protection

Protection – Ensuring you have appropriate cover for you and your family.

  • Life assurance
  • Critical illness protection
  • Income protection insurance
Our Service
Financial Planning is a complex subject, setting strategies, deciphering the jargon, knowing how different products work, how products interact with each other and the long term implications such as taxation and potential changes in legislation, is a full time job and is exactly why there are full time advisers such as ourselves.

Our Aim
To provide strategic financial advice. Ours is a personalised service that adopts a professional approach by focusing on all aspects of your finances. We seek to establish long term client relationships and to provide a straight forward plain English financial planning service.

We are focussed toward long term client relationships as we believe that this is the most effective way for clients to achieve their financial goals.

See also: Our Calculators

"It is great to know that I can deal with the same adviser and every time that I review my situation. A fantastic service!" A Sinclair – London

"The financial planning tools that they use are really useful for seeing my current and future position."
A Pitts – London

Western Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority. Number 480405